/* =========================================================
   UFPL — PAGE PRÉVOYANCE
   Fichier : assets/css/prevoyance.css
   Objectif : page dédiée prévoyance, UX claire, moderne et orientée contact.
   ========================================================= */

/* =========================================================
   1. HERO
   ========================================================= */

.prev-hero {
  padding-top: 92px;
  position: relative;
  overflow: hidden;
}

.prev-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 82% 14%, rgba(19,166,111,.14), transparent 28rem),
    radial-gradient(circle at 12% 16%, rgba(77,130,255,.13), transparent 30rem);
  pointer-events: none;
}

.prev-hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.02fr .98fr;
  gap: 64px;
  align-items: center;
}

.prev-hero h1 {
  max-width: 820px;
  font-size: clamp(38px, 4.7vw, 66px);
  line-height: 1.01;
  letter-spacing: -0.06em;
}

.prev-hero-copy .hero-lead {
  max-width: 720px;
}

.prev-trust-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 34px;
  max-width: 700px;
}

.prev-trust-row div {
  padding: 18px;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  background: rgba(255,255,255,.78);
  box-shadow: 0 10px 26px rgba(16,29,52,.06);
}

.prev-trust-row strong {
  display: block;
  font-size: 26px;
  color: var(--color-ink);
}

.prev-trust-row div:nth-child(2) strong {
  color: #138a5c;
}

.prev-trust-row span {
  color: var(--color-muted);
  font-size: 14px;
}

.prev-hero-panel {
  min-height: 520px;
  display: grid;
  place-items: center;
}

.income-card {
  width: min(100%, 540px);
  padding: 34px;
  border-radius: 36px;
  background: linear-gradient(145deg, rgba(255,255,255,.96), rgba(255,255,255,.70));
  border: 1px solid rgba(255,255,255,.82);
  box-shadow: var(--shadow-soft);
  transition: transform var(--transition);
}

.income-card h2 {
  margin: 18px 0 24px;
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.05;
  letter-spacing: -0.045em;
}

.income-card > p {
  color: var(--color-muted);
  margin: 22px 0 0;
  font-weight: 700;
}

.income-flow {
  display: grid;
  gap: 12px;
}

.income-flow > div {
  padding: 18px;
  border-radius: 22px;
  background: white;
  border: 1px solid var(--color-line);
  box-shadow: 0 14px 30px rgba(16,29,52,.06);
}

.income-flow small {
  display: block;
  margin-bottom: 7px;
  color: var(--color-muted);
  font-weight: 800;
}

.income-flow strong {
  display: block;
  color: var(--color-blue-dark);
  font-size: 24px;
}

.income-flow > span {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 999px;
  margin: -2px auto;
  background: rgba(77,130,255,.10);
  color: var(--color-blue-dark);
  font-weight: 900;
  transform: rotate(90deg);
}

.income-flow .danger {
  border-color: rgba(226,78,78,.18);
  background: linear-gradient(135deg, rgba(226,78,78,.08), white);
}

.income-flow .danger strong {
  color: #b63333;
}

.income-flow .safe {
  border-color: rgba(19,166,111,.22);
  background: linear-gradient(135deg, rgba(19,166,111,.10), white);
}

.income-flow .safe strong {
  color: #138a5c;
}

/* =========================================================
   2. INTRO / BESOINS
   ========================================================= */

.prev-intro {
  padding-top: 70px;
}

.prev-need-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-top: 42px;
}

.prev-need-grid article {
  min-height: 245px;
  padding: 24px;
  border-radius: 30px;
  background: rgba(255,255,255,.86);
  border: 1px solid var(--color-line);
  box-shadow: var(--shadow-card);
}

.prev-need-grid span,
.compare-icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(77,130,255,.10);
  margin-bottom: 16px;
  font-size: 24px;
}

.prev-need-grid h3,
.compare-grid h3 {
  margin: 0 0 10px;
  font-size: 22px;
  letter-spacing: -0.03em;
}

.prev-need-grid p,
.compare-grid p {
  margin: 0;
  color: var(--color-muted);
}

/* =========================================================
   3. SECTION RISQUE
   ========================================================= */

.risk-section {
  background: var(--color-navy);
  color: white;
  position: relative;
  overflow: hidden;
}

.risk-section::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top right, rgba(77,130,255,.24), transparent 36rem);
}

.risk-grid {
  position: relative;
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 46px;
  align-items: center;
}

.risk-copy h2 {
  margin: 18px 0;
  font-size: clamp(32px, 3.7vw, 52px);
  line-height: 1.05;
  letter-spacing: -0.045em;
}

.risk-copy > p {
  color: rgba(255,255,255,.72);
  font-size: 18px;
}

.risk-alert {
  margin-top: 28px;
  padding: 22px;
  border-radius: 24px;
  background: linear-gradient(135deg, rgba(19,166,111,.16), rgba(255,255,255,.06));
  border: 1px solid rgba(19,166,111,.24);
}

.risk-alert strong {
  display: block;
  color: white;
  margin-bottom: 8px;
}

.risk-alert p {
  margin: 0;
  color: rgba(255,255,255,.72);
}

.risk-visual {
  display: grid;
  gap: 14px;
}

.risk-line {
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 16px;
  padding: 20px;
  border-radius: 26px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
}

.risk-line span {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(77,130,255,.18);
  color: #cfe0ff;
  font-weight: 900;
}

.risk-line strong {
  color: white;
  font-size: 20px;
}

.risk-line p {
  margin: 5px 0 0;
  color: rgba(255,255,255,.70);
}

/* =========================================================
   4. GARANTIES À COMPARER
   ========================================================= */

.compare-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 42px;
}

.compare-grid article {
  padding: 24px;
  border-radius: 30px;
  background: rgba(255,255,255,.86);
  border: 1px solid var(--color-line);
  box-shadow: var(--shadow-card);
  transition: transform var(--transition), box-shadow var(--transition), border var(--transition);
}

.compare-grid article:hover {
  transform: translateY(-4px);
  border-color: rgba(77,130,255,.22);
  box-shadow: 0 24px 56px rgba(16,29,52,.10);
}

/* =========================================================
   5. EXEMPLE
   ========================================================= */

.example-section {
  padding-top: 40px;
}

.example-grid {
  display: grid;
  grid-template-columns: 1.02fr .98fr;
  gap: 24px;
  align-items: stretch;
}

.example-card,
.contract-check {
  padding: 32px;
  border-radius: 34px;
  background: linear-gradient(145deg, rgba(255,255,255,.94), rgba(255,255,255,.74));
  border: 1px solid var(--color-line);
  box-shadow: var(--shadow-card);
}

.example-card h2 {
  margin: 18px 0 14px;
  font-size: clamp(30px, 3.2vw, 46px);
  line-height: 1.05;
  letter-spacing: -0.045em;
}

.example-card > p {
  color: var(--color-muted);
  font-size: 17px;
}
.scenario-box {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-top: 28px;
}

.scenario-box div {
  min-height: 150px;
  padding: 24px;
  border-radius: 24px;
  background: #fff;
  border: 1px solid rgba(77,130,255,.14);
}

.scenario-box small {
  display: block;
  max-width: 190px;
  color: var(--color-muted);
  font-weight: 800;
  line-height: 1.35;
}

.scenario-box strong {
  display: block;
  margin-top: 14px;
  color: var(--color-blue-dark);
  font-size: 34px;
  letter-spacing: -.04em;
}

.scenario-objective {
  grid-column: 1 / -1;
  min-height: auto !important;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 22px;
  padding: 22px 24px !important;
  border-radius: 24px !important;
  background: linear-gradient(135deg, var(--color-navy), #0d2f68) !important;
  border: 0 !important;
  box-shadow: 0 18px 38px rgba(16,29,52,.14);
}

.scenario-objective span {
  color: rgba(255,255,255,.68);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .10em;
  white-space: nowrap;
}

.scenario-objective strong {
  margin: 0;
  color: white;
  font-size: 22px;
  line-height: 1.18;
  letter-spacing: -.03em;
}

.contract-check ul {
  list-style: none;
  padding: 0;
  margin: 18px 0 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.contract-check {
  display: flex;
  flex-direction: column;
}

.contract-fiscal-highlight {
  margin-top: 14px;
}

.contract-check li {
  min-height: 62px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 13px 14px;
  border-radius: 18px;
  background: rgba(77,130,255,.07);
  border: 1px solid rgba(77,130,255,.12);
  color: var(--color-ink);
  font-weight: 750;
}

.contract-fiscal-highlight {
  margin-top: 16px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 18px;
  border-radius: 22px;
  background: linear-gradient(135deg, rgba(19,166,111,.12), rgba(255,255,255,.92));
  border: 1px solid rgba(19,166,111,.20);
}

.contract-fiscal-highlight > span {
  width: 34px;
  height: 34px;
  flex: 0 0 34px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(19,166,111,.15);
  color: #138a5c;
  font-weight: 900;
}

.contract-fiscal-highlight strong {
  display: block;
  color: var(--color-ink);
  font-size: 20px;
}

.contract-fiscal-highlight p {
  margin: 6px 0 0;
  color: var(--color-muted);
}
/* =========================================================
   6. INFO FISCALE / MADELIN
   ========================================================= */

.prev-fiscal-card {
  padding: 28px;
  border-radius: 28px;
  background: linear-gradient(135deg, rgba(19,166,111,.10), rgba(255,255,255,.92));
  border: 1px solid rgba(19,166,111,.18);
  box-shadow: var(--shadow-card);
  max-width: 100%;
  margin: 0 auto;
}

.prev-fiscal-card .step-free {
  display: inline-flex;
  margin-bottom: 12px;
  padding: 7px 12px;
  border-radius: 999px;
  background: rgba(19,166,111,.12);
  color: #138a5c;
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .08em;
}

.prev-fiscal-card strong {
  display: block;
  font-size: 22px;
  color: var(--color-ink);
  line-height: 1.2;
  letter-spacing: -0.025em;
}

.prev-fiscal-card p {
  margin: 12px 0 0;
  color: var(--color-muted);
}

/* =========================================================
   7. MÉTHODE + CTA
   ========================================================= */

   .method-prev .section-heading {
     text-align: center;
     max-width: 920px;
     margin: 0 auto 54px;
   }

   .prev-method-steps {
     display: grid;
     grid-template-columns: repeat(4, 1fr);
     gap: 18px;
   }

   .prev-method-steps .method-step {
     min-height: 210px;
     padding: 24px;
     border: 1px solid var(--color-line);
     border-radius: 28px;
     background: rgba(255,255,255,.84);
     box-shadow: var(--shadow-card);
   }

   .prev-method-steps .method-step > span {
     display: block;
     color: var(--color-blue-dark);
     font-weight: 900;
     letter-spacing: .08em;
   }

   .prev-method-steps .method-step h3 {
     margin: 12px 0 8px;
     font-size: 22px;
     letter-spacing: -0.03em;
   }

   .prev-method-steps .method-step p {
     margin: 0;
     color: var(--color-muted);
   }

.prev-cta {
  background: linear-gradient(180deg, rgba(77,130,255,.06), rgba(255,255,255,0));
}

.booking-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 42px;
  align-items: start;
}

.booking-copy h2 {
  margin: 18px 0;
  font-size: clamp(32px, 3.5vw, 50px);
  line-height: 1.05;
  letter-spacing: -0.045em;
}

.booking-copy p {
  color: var(--color-muted);
  font-size: 18px;
}

.booking-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.booking-points span {
  display: inline-flex;
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(77,130,255,.08);
  border: 1px solid rgba(77,130,255,.14);
  color: var(--color-blue-dark);
  font-weight: 800;
  font-size: 14px;
}

.calendly-card {
  overflow: hidden;
  border-radius: 28px;
  background: white;
  border: 1px solid var(--color-line);
  box-shadow: var(--shadow-card);
}

/* =========================================================
   8. RESPONSIVE
   ========================================================= */

@media (max-width: 1100px) {
  .prev-hero-grid,
  .risk-grid,
  .example-grid,
  .booking-grid {
    grid-template-columns: 1fr;
  }

  .prev-hero-panel {
    min-height: auto;
  }

  .prev-need-grid,
  .compare-grid {
    grid-template-columns: repeat(2, 1fr);
  }

}

@media (max-width: 980px) {
  .prev-method-steps {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 760px) {
  .prev-hero {
    padding-top: 50px;
  }

  .prev-trust-row,
  .prev-need-grid,
  .compare-grid,
  .scenario-box,
  .prev-method-steps {
    grid-template-columns: 1fr;
  }

  .income-card,
  .example-card,
  .contract-check,
  .prev-fiscal-card {
    padding: 24px;
    border-radius: 28px;
  }

  .risk-line {
    grid-template-columns: 1fr;
  }

  .risk-line span {
    margin-bottom: 2px;
  }
}

@media (max-width: 520px) {
  .prev-hero h1 {
    font-size: 38px;
  }

  .prev-trust-row div,
  .prev-need-grid article,
  .compare-grid article {
    padding: 20px;
  }

  .income-flow strong {
    font-size: 21px;
  }
}
.prev-fiscal-wrap {
  padding-top: 10px;
  padding-bottom: 10px;
}

.prev-fiscal-card {
  max-width: 920px;
  margin: 0 auto;
}

.prev-fiscal-card {
  max-width: 920px;
  margin: 0 auto;
}

/* =========================================================
   PATCH MOBILE UX/UI
   ========================================================= */
@media (max-width: 760px) {

  /* 1. Blocs confiance hero */
  .prev-trust-row {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
    max-width: 100%;
  }

  .prev-trust-row div {
    min-height: 110px;
    padding: 18px;
  }

  .prev-trust-row div:nth-child(3) {
    grid-column: 1 / -1;
  }

  .prev-trust-row div:nth-child(2) {
    background: linear-gradient(135deg, rgba(19,166,111,.12), #fff);
    border-color: rgba(19,166,111,.20);
  }

  /* 2. Comparer utilement = emoji + titre côte à côte */
  .compare-grid article {
    display: grid;
    grid-template-columns: 52px 1fr;
    gap: 16px;
    align-items: start;
  }

  .compare-icon {
    margin: 0;
  }

  .compare-grid h3 {
    margin: 6px 0 8px;
    font-size: 28px;
  }

  .compare-grid p {
    grid-column: 1 / -1;
    margin-top: 6px;
  }

  /* 3. Exemple concret = 2 cartes côte à côte */
  .scenario-box {
    grid-template-columns: repeat(2, 1fr);
  }

  .scenario-box div {
    min-height: 140px;
    padding: 20px;
  }

  .scenario-box strong {
    font-size: 26px;
  }

  .scenario-objective {
    grid-column: 1 / -1;
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  /* 4. Méthode UFPL = numéro + titre sur la même ligne */
  .prev-method-steps .method-step > span {
    display: inline-block;
    margin-right: 10px;
    font-size: 18px;
  }

  .prev-method-steps .method-step h3 {
    display: inline-block;
    margin: 0;
    vertical-align: middle;
  }

  .prev-method-steps .method-step p {
    margin-top: 16px;
  }

  /* 5. Bloc bleu marine = numéro + titre côte à côte */
  .risk-line {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .risk-line > div strong {
    display: inline-block;
    margin-left: 10px;
    vertical-align: middle;
  }

  .risk-line span {
    display: inline-grid;
    margin-bottom: 0;
  }
}

@media (max-width: 760px) {
  /* Hero : 3 cartes côte à côte */
  .prev-trust-row {
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
  }

  .prev-trust-row div,
  .prev-trust-row div:nth-child(3) {
    grid-column: auto;
    min-height: 92px;
    padding: 14px 10px;
  }

  .prev-trust-row strong {
    font-size: 24px;
  }

  .prev-trust-row span {
    font-size: 12px;
    line-height: 1.25;
  }

  .prev-trust-row div:nth-child(2) {
    background: linear-gradient(135deg, rgba(19,166,111,.14), #fff);
    border-color: rgba(19,166,111,.22);
  }

  /* À quoi sert une prévoyance : emoji + titre */
  .prev-need-grid article {
    display: grid;
    grid-template-columns: 52px 1fr;
    column-gap: 16px;
    align-items: center;
  }

  .prev-need-grid article > span {
    margin: 0;
  }

  .prev-need-grid article h3 {
    margin: 0;
  }

  .prev-need-grid article p {
    grid-column: 1 / -1;
    margin-top: 14px;
  }

  /* Bloc bleu : numéro + titre */
  .risk-line {
    grid-template-columns: 54px 1fr;
    align-items: center;
  }

  .risk-line p {
    grid-column: 1 / -1;
    margin-top: 10px;
  }
}

@media (max-width: 760px) {

  .prev-method-steps {
    display: flex;
    flex-direction: column;
    gap: 12px;
  }

  .method-acc {
    min-height: 210px;
    padding: 24px;
    border: 1px solid var(--color-line);
    border-radius: 28px;
    background: rgba(255,255,255,.84);
    box-shadow: var(--shadow-card);
  }

  .method-acc summary {
    list-style: none;
    cursor: pointer;
    padding: 18px;
    display: grid;
    grid-template-columns: 42px 1fr 20px;
    gap: 14px;
    align-items: center;
  }

  .method-acc summary::-webkit-details-marker {
    display: none;
  }

  .method-acc summary span {
    color: var(--color-blue-dark);
    font-weight: 900;
    font-size: 18px;
  }

  .method-acc summary strong {
    font-size: 22px;
    color: var(--color-ink);
  }

  .method-acc summary::after {
    content: "+";
    font-size: 22px;
    color: var(--color-blue-dark);
    font-weight: 700;
  }

  .method-acc[open] summary::after {
    content: "−";
  }

  .method-acc p {
    padding: 0 18px 18px;
    margin: 0;
    color: var(--color-muted);
    line-height: 1.5;
  }

  /* cacher ancien style carte desktop si besoin */
  .method-step {
    min-height: auto;
  }
}


.method-acc {
  min-height: 210px;
  padding: 24px;
  border: 1px solid var(--color-line);
  border-radius: 28px;
  background: rgba(255,255,255,.84);
  box-shadow: var(--shadow-card);
}

.method-acc summary {
  list-style: none;
  cursor: pointer;
}

.method-acc summary::-webkit-details-marker {
  display: none;
}

.method-acc summary span {
  display: block;
  color: var(--color-blue-dark);
  font-weight: 900;
  letter-spacing: .08em;
  margin-bottom: 12px;
}

.method-acc summary strong {
  display: block;
  font-size: 22px;
  color: var(--color-ink);
}

.method-acc p {
  margin: 12px 0 0;
  color: var(--color-muted);
}


/* Desktop : cartes normales */
@media (min-width: 761px) {
  .method-acc {
    min-height: 210px;
    padding: 24px !important;
  }

  .method-acc summary {
    display: block;
    cursor: default;
    pointer-events: none;
  }

  .method-acc summary span,
  .method-acc summary strong {
    display: block;
  }

  .method-acc summary span {
    margin-bottom: 12px;
  }

  .method-acc summary::after {
    display: none;
  }

  .method-acc p {
    display: block;
    margin: 12px 0 0;
  }
}

/* Mobile : accordéon compact */
@media (max-width: 760px) {
  .method-acc {
    min-height: auto !important;
    padding: 0 !important;
  }

  .method-acc summary {
    cursor: pointer;
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr) 30px;
    gap: 14px;
    align-items: center;
    padding: 18px !important;
    list-style: none;
  }

  .method-acc summary span {
    display: block;
    margin: 0;
    color: var(--color-blue-dark);
    font-weight: 900;
    font-size: 18px;
    letter-spacing: .08em;
  }

  .method-acc summary strong {
    display: block;
    min-width: 0;
    color: var(--color-ink);
    font-size: 22px;
    line-height: 1.15;
  }

  .method-acc:not([open]) {
    height: auto !important;
  }

  .method-acc:not([open]) summary {
    min-height: auto !important;
  }

  .method-acc[open] p {
    display: block;
    padding: 0 18px 18px !important;
  }
}

@media (min-width: 761px) {
  .prev-need-grid article,
  .compare-grid article {
    display: grid;
    grid-template-columns: 54px 1fr;
    column-gap: 16px;
    align-items: center;
  }

  .prev-need-grid article > span,
  .compare-grid article > .compare-icon {
    margin-bottom: 0;
  }

  .prev-need-grid article h3,
  .compare-grid article h3 {
    margin: 0;
  }

  .prev-need-grid article p,
  .compare-grid article p {
    grid-column: 1 / -1;
    margin-top: 14px;
  }

  .method-acc summary {
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr);
    column-gap: 14px;
    align-items: center;
  }

  .method-acc summary span {
    margin-bottom: 0;
  }

  .method-acc summary strong {
    min-width: 0;
  }

  .method-acc summary::after {
    display: none;
  }
}